SINGLE AND MULTI/ANNUAL TRAVEL INSURANCE
(per person) |  | LONGSTAY/BACKPACKER TRAVEL INSURANCE | |
| Section of Cover | Cover | Excess | | | Section of Cover | Cover | Excess | |
| 1 | Cancellation | Up to €5,000 | €100 (€30 for Loss of Deposit) | | 1 | Cancellation | Up to €1,500 | €70 | |
| 2 | Curtailment | Up to €5,000 | €100 | | 2 | Curtailment | Up to €1,500 | €70 | |
3
4 | Missed Departure
Travel Delay
Abandonment | Up to €500
Up to €150
Up to €5,000 | Nil
Nil
€100 | | 3 | Medical Inconvenience Benefit | Up to € 725 | Nil | |
| 5 | Medical Emergency
Expenses including Repatriation
| Up to €10,000,000
| €100
For members of VHI/Laya or Aviva the excess is the amount covered by your Private Health Insurer for hospital in-patient treatment
| | 4 | Medical Emergency
Expenses including Repatriation | Up to €3,000,000 | €70
For members of VHI/Laya or Aviva
the excess is the amount covered by your Private Health Insurer for hospital in-patient treatment | |
| 6 | Personal Accident | Up to €5,000 | Nil | | 5 | Personal Accident | Up to €7,000 | Nil | |
| 7 | Personal Property
Single Article Limit
Valuables Limit
Sports Equipment
Items; with no receipt in all
Items; with no receipt per item
Delayed baggage | Up to €3,000
€ 250
€ 250
€ 360
€ 360
€ 70
Up to €145 | €100
| | 6 | Personal Property
Single Article Limit
Valuables Limit
Items with no receipt in all
Item no receipt per item
Delayed baggage | Up to €1,500
€150
€150
€360
€70
Up to €150 | €70
| |
| Personal Money
Gadget (cover per policy) | Up to €400
Up to €1000 | €100 | | | Personal Money | Up to €360 (Cash limited to €150) | €100 | |
| 8 | Medical Inconvenience Benefits | Up to €725 | Nil | | 7 | Loss of Passport/Driving Licence | Up to €300 | €70 | |
| | | | | 8 | Personal Public Liability | Up to €3,000,000 | €150 | |
| 9 | Loss of Passport | Up to €300 | Nil | | 9 | Mugging Benefit | €70 per 24 hours up to a maximum of €1,500 | Nil | |
| 10 | Personal Liability | Up to €3,000,000 | Nil | | 10 | Legal Expenses | Up to €25,000 for each insured person.
But not more than €50,000 in total for all insured persons | Nil | |
| 11 | Hijack | Up to €800 | Nil | | | | | | |
| 12 | Ski Equipment
Single Article Limit
| Ski Hire |
| Delayed Ski Equipment |
|
| Up to €725
€300
Up to €300
Up to €145 | €100
Nil
Nil | | | | | | |
| 13 | Ski Pack | Up to €450 | €100 | | | | | | |
| 14 | Piste Closure | Up to €450 | Nil | | | | | | |
| 15 | Avalanche Closure | Up to €250 | Nil | | | | | | |
| 16 | Catastrophe | €725 | €100 | | | | | | |
| 17 | Legal Expenses | €35,000 | Nil | | | | | | |