Single trip travel insurance
Going away just the once in the next 12 months? Single trip travel insurance covers you for unexpected events like medical emergencies, cancellations or loss or damage to your belongings while you’re away.
With no upper age limit and cover for over 1,300 different medical conditions, with single trip travel insurance you can relax and plan your next adventure.
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Cancellation cover up to €10,000
Up to unlimited medical cover & 24/7 medical helpline
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What is single trip travel insurance - and do you need it?
Single trip cover is what you need if you’re going away just once in a 12-month period,
Great for short or long trips, here are our top reasons why you need travel insurance for a single trip
- It can be cost-effective: One-off trip insurance can be cheaper than Annual Multi Trip Insurance if you’re only going on one holiday in the next 12 months. That’s because you’ll only pay for the number of days you’re away and the destinations you visit.
- Tailored to you: You can design your policy to suit the type of activities you enjoy the most. From Gadget Cover to Golf, you can add additional cover to suit your needs. One-off trip insurance can be cheaper than Annual Multi Trip Insurance if you’re only going on one holiday in the next 12 months. That’s because you’ll only pay for the number of days you’re away and the destinations you visit.
- Cover if you cancel: If you get single trip insurance as soon as you’ve booked your holiday, you’re protected if you need to cancel for particular reasons.
- Essential for pre-existing medical conditions: Insurance is important for everyone heading off on their travels. But if you have an existing medical condition, finding the best single trip travel insurance that covers you properly is a must. With a standard policy, you would need to pay for any medical costs incurred due to your pre-existing condition. And when you’re abroad, these types of costs can quickly mount up.
- Essential even if you have a EHIC: If your one trip is to a European getaway, applying for a European Health Insurance Card (EHIC) is a good idea. But because the scheme won’t cover the cost of all medical treatments or repatriation costs, you’ll still need travel insurance before you go to make sure you have full cover.
With single trip insurance from JustCover you can travel worry-free and see the world with confidence.
What does JustCover’s single trip travel insurance cover?
With JustCover’s single trip Insurance you’re protected against unforeseen events that might pop up while you’re away on holiday. This could include anything from emergency medical costs to a stolen bag.
We provide single trip insurance, that even covers existing health conditions, and your one-off trip can last up to 365 days.
What's covered
Emergency medical expenses and repatriation costs – This includes the costs of tests, medications and procedures needed to treat an illness or injury while away. You’ll also be covered for repatriation to bring you safely back home to Ireland
Cancellation – Cover for flight and accommodation costs if an unexpected event means you have to cancel your trip before you go
Curtailment – Cover if you need to return home early following an emergency
Travel delay – If your flight is delayed, we’ll compensate you for the time
Personal belongings – You’ll be covered if your baggage or its contents are lost or stolen
Personal liability – Cover for your legal expenses and any liability due if you accidentally injure someone or damage their property while you’re away on holiday
Legal protection cover- Provides cover for your legal expenses if you have to claim compensation or damages due to something that happened while you were away on holiday.
What's not covered
Claims below the value of the excess
Trips outside the region of cover
Known events or circumstances: Claims related to problems that you knew about before booking the trip or buying the Travel Insurance are not covered
Medical conditions you don’t declare: You need to declare all of your pre-existing medical conditions
Choosing not to travel: We know that sometimes plans change, but you’re only covered for cancellation where the reason falls within the policy terms and conditions
Choose the right level of cover
We offer different levels of cover to make your Travel Insurance as cost-effective as possible.
Black
Gold
Silver
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Find the best single trip travel insurance for your travels
With our policies you can design your policy to suit the type of holiday you enjoy. Here are some of the options available:
Annual multi-trip travel insurance
Planning multiple getaways? Get covered for as many trips as you want for 12 months.
Travel insurance
Learn more about JustCover travel insurance, whatever kind of trip you have planned.
Seniors travel insurance
Our policies have no upper age limit, so you can explore at any age.
Cruise travel insurance
Cover for cruise-specific risks like cabin confinement and much more.
Medical travel insurance
Our policies can cover over 1,300 different medical conditions.
Family travel insurance
Going away together? Cover whole family under one policy and relax.
These are just a few examples of the types of travel insurance we provide. To find out more about the different cover types we offer give us a call today.
Single Trip Travel Insurance for pre-existing medical conditions
If you want to see the world, we want to help you do it. You shouldn’t be restricted just because of a pre-existing medical condition, especially if you’re managing it well.
Simply declare all of your pre-existing medical conditions and we’ll ensure you’re covered for the length of your trip. If you don’t declare something, that may affect any claims you make later.
Here are some of the most common pre-existing medical conditions we cover:
We provide specialist Single Trip Medical Travel Insurance for over 1,300 different conditions. Over the years we’ve helped thousands of people enjoy their dream holiday with our single trip policies.
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A simple 3-step process to book your single trip travel insurance
Step One
Get your quote online or by phone. Our travel experts are happy to take your call if you want a little support during the booking process.
Step Two
Complete our simple medical screening. You need to declare any medical conditions you have. If you don’t disclose all of them, this could affect any claims you need to make later.
Step Three
Get your quote.
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Frequently asked questions on single trip travel insurance
How long does single trip travel insurance provide cover for?
Your single trip can last up to 365 days but you must have been away from home continuously for it to count as one trip. In some circumstances you may be limited to a trip length of 60 days
How long does single trip travel insurance provide cover for?
Your single trip can last up to 365 days but you must have been away from home continuously for it to count as one trip. In some circumstances you may be limited to a trip length of 60 days
Is annual multi-trip insurance more cost effective than single trip insurance?
It can be, but it all depends on the kind of travel you’ll be doing. It’s worth considering where you’ll be going, and what you plan to be doing when you get there.
For example, if you’re travelling to Europe three times but also have a holiday to the US planned, it could be cheaper to buy an annual European policy, then arrange a separate single trip policy for your visit to the States.
Single trip insurance offers further benefits too. You can tailor each policy to the type of holiday you’re taking, which offers you greater flexibility.
For example, if you’re planning a one-off trip with extended family, group travel insurance can cover between 2 and 10 travellers, and you don’t even need to be related, or live at the same address.
When should you start your single trip travel insurance?
The full benefits of your Single Trip Insurance will begin on the travel dates you have selected.
But cancellation cover starts as soon as you buy your policy. For this reason, it’s ideal to buy your travel insurance as soon as you book.
How early? Take a tip from money-saving expert Martin Lewis. “If you have booked your holiday, but don’t have travel insurance, do it tonight. Otherwise, you’re running a risk. Don’t leave it; that’s pointless.”
You can buy your single trip travel insurance up to 12 months before your holiday starts.
Does single trip travel insurance cover cancellation?
Yes, JustCover’s single trip insurance covers cancellation.
How much is single trip travel insurance?
The cost of a Single Trip Travel Insurance policy will vary from person to person. The premium is based on trip duration, destination, age and medical conditions.
Do you need single trip insurance with a EHIC card?
The Department for Foreign Affairs recommends getting travel insurance even if you have a EHIC card. If you need medical treatment in the EU, it could save you money. That’s because using it can remove the excess for medical claims on your travel insurance.
You should absolutely apply for one if you’re travelling within Europe, but you should also still get travel insurance.
While a EHIC card offers valuable healthcare cover in Europe, it has its limitations. In fact, a EHIC and single trip travel insurance serve different purposes. While the EHIC helps with state-provided healthcare within the EU, single trip travel insurance offers a wider range of cover for unexpected events on your travels.
A EHIC card covers:
- Medically necessary state-provided healthcare on the same terms as local residents.
- Emergency treatment, hospital stays, and doctor consultations.
A EHIC card doesn't cover:
- Treatment in a private hospital or clinic.
- Repatriation if you need to be flown back home for medical reasons.
- Non-medical expenses like lost luggage, trip cancellation, or travel delays.
Single trip travel insurance remains crucial for many travellers for the following reasons:
- The EHIC card may not offer full cover for pre-existing medical conditions. Single trip travel insurance gives you peace of mind with cover for unexpected medical costs and repatriation.
- Single trip travel insurance can cover a range of events beyond medical emergencies, such as trip cancellation, lost luggage, and personal liability.
- Single trip cover from JustCover gives you access to a 24/7 emergency assistance team.
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